I used to hate stories like this, but these days I owe far more than I have in savings, so this is great news! I shouldn't really have any savings with a mortgage, it's probably more efficient to pay my ISA off my mortgage (zzzzz.... anyone still awake?) and take a mortgage payment holiday if I ever need to get at the cash.
Feeling a little more human today and gradually catching up on my sleep. And WOO there's a new Helen Love 1 single out!
Paulʼs blog - I live near Folkestone in the far South. Married + dad to two, I am a full stack web engineer, and I do js / nodejs, some ruby, other languages ect ect. My hobbies are pubs, parkrun, eating, home-automation and other diy jiggery-pokery, history, family tree stuff, telly 📺, squirrels, pirates, lego, and TIME TRAVEL.