Crash? What Crash?

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I was looking for a job, and then I found a job

Jan23

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No posts for a few days, I had something to say but wanted to wait until I got an official confirmation and things. Yes I'm back in the land of the permanently employed, just arranged some final details today and I start at Holiday Extras on Monday! This is a good thing, for lots of reasons.

I've enjoyed having days off, they're nice, this is partly why I've arranged to start next week instead of starting, say, today. The previous days I've had off, when not working, since leaving / I've not really been able to put by back into sitting and watching TV and that, as I've needed to be on the phone with agents and things and trying to find the next job. Now it's done, so I have a good couple of days of watching Lovejoy and things (though wouldn't you know, it was one I'd seen today). I'm really looking forward to getting back into working with other people though.

Another good thing about working is being able to spend more money. I've been a bit cautious over the past few months, making sure the freelance money stretched, and that the pay off didn't run out etc, now we can get back into the swing of lighting the fire with handfuls of notes and so on, and buying a new telly. Our existing telly still ROCKS, but it's about time we were a two TV family, we want [froogle=integrated lcd tv]a little wall mounted job for the kitchen[/froogle].

Another good thing about a permanent job instead of contract work is being able to borrow more money. We want to buy a sometime soon, so now we can get another and things. I love just looking at properties in the paper, it's going to be GREAT to be shopping for one again.

Another good thing about this permanent job is the travel. No, there is almost none, it is in ! Well, just outside , and with there being one train and hour and things it could still be quite a significant travel, but it will not mean getting home at half eight as I was before christmas.

Another good thing about this permanent job coming at this time, is that I incentivised my job seeking for the new year; I decided no more booze until I got a proper job. So this was three weeks of clean healthy living! This has not been done for a long while. It was OK, except trips to the pub were a little bit boring when everyone around you is getting tipsy and you're not. As soon as I got the call on Friday (and I'd talked it over with the wife) we cracked open a bottle of champagne that we'd been saving since our cross channel trip last year. And very nice it was too.

I will miss the opportunities to meet up with my buddies, but that just means I have to put a little bit of effort into it. And with not actually having to go into every day, I'll appreciate the chances to go in, and probably go out even more.

I'm feeling really quite zippy and positive abotut things today, so not only have I done cleaning and housework without being told to, I'm going to share a recipe with you, what I done made today. It's even better than my top secret garlic bread recipe, and it's :

Take two chillis, four or five garlic cloves, chop very finely, and fry gently until they go soft. Pour on a jar of passata, a couple of pinches of chilli powder, and some herbs, and simmer over the lowest heat for about two hours. For a special treat, fry a couple of sausages, chop them thinly, and add to the sauce. Serve with cooked pasta and salad.


We used to make this with tinned tomatoes, it makes it even cheaper, but passata is my new favourite ingredient for everything. I think obviously to be authentic you'd use fresh tomatoes and cook it lightly and quickly, but I really love long slow cooked food at the moment.

In other news, and other drinking, since Friday, we have found a new pub . Every third Friday in my new favourite Folkestone bar, and it looks like there will usually be quite a turnout for it. We came third out of about fifteen or twenty teams, even though we were just a team of two. So, with a couple of ringers in for next time, that meal for four first prize in The Grand will be ours...

Saturday we did a quiz of our own, a night in round the in laws, each of us writing a round of questions, like we did at Christmas.

Weather has been very odd down here, beautiful and spring like on Sunday morning, then turning very cold, then absolutely sodding freezing, then a real flurry of snow today. Hope this sorts itself out, soon, I'm not ready for the end of the world just yet.

Been away for a few days so I have nothing topical to add on TV racism rows, scrumping for motorbikes, or him from b3ta winning loads of cash, but we might have an inside view of this weekends BA strike. My lovely lovely wife is due to be flying back from Barcelona with BA when it kicks in, so I hope either it gets called off, or I get some good blog content out of it.

:: Comment / reply

well done

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rude boy. hythe isnt far away - time you bought a car though i think. also, dont buy now - save your money and wait a couple years and then buy after the CRASH.

:: 24 Jan :: :: Comment / reply

Crash? What crash?

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I hung on for years and years wary of buying convinced there would be a crash. If I'd bought when I first could, even if there had been a crash I'd be better off than I am now. If I'd bought at the very top of the market just before the last crash, I'd still be better off than I am now. I think I bought at the very top of the market for Folkestone this time round, and I'm not sure our flat has gone up in value much in the three years since we bought it (though my bro-in-law's bungalow has been valued at 25% higher than they paid for it). I can see there being a serious levelling out in some areas, but not everywhere. I probably wouldn't buy a flat as an investment round here right now, as I know there are going to be lots more built, which ought to keep the price down, but buying a property that you will actually want to live in is less risky. There were a couple of "blocks" of very nice looking new flats in the centre of town that were just being finished when we moved in, more expensive than ours, and a bit smaller I think, and one or more of them is always listed in the local paper as being up for sale or rent. Things like that being available stop the value of comparable flats rising, but if we can get the sort of rental value they do we'll be fine.

We could sell this flat and use the equity in it towards the next place, but part of that would get swallowed up by fees and things anyway, and I do love this flat and want to keep living in it for now anyway, and basically we need to either stay here or rent it out with the pool table in situ, as we're unlikely to move to another place with rooms big enough...

Sales pitch, in case someone comes across this in a couple of years time looking for a , near the station, near the town, glimpse of the sea, 17' x 15' lounge, 17' x 16' bedroom, 11'6'' square kitchen / breakfast, with a nearly 11' high celing, big bathroom, double glazed, central heating, a very cool remote controlled fireplace that I don't think I can take with me, a couple of humungous walk in storage cupboards that are crying out to be turned into en-suites, I mean I could go on... It's not available yet though. One day.



Car, yes, I want to get a van, but the wife is not keen. The new job is right by Folkestone races / Westenhanger station (three stops away) and we're right by the station, so I have no excuse for adding to the air pollution just yet.

24 Jan :: :: Comment / reply

Congratulations

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Big congratulations on the new job and well done on finding one in Folkestone. Does this mean you are going to have to buy a car or scooter or can you walk or train to work?

Exciting post this one - no sooner have you got your flat just how you want it but now you are thinking of buying a house.

23 Jan :: :: Comment / reply

The plan is to keep the flat too

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Might be a bit ambitious, but I don't see why, we didn't spend as much as we might have done on this flat. Having a second property ought to more or less pay for itself if we rent it out, and I would consider any shortfall to be a contribution to savings, the value will most likely rise over the long term. The rental income ought to increase and the repayments decrease over time too.

24 Jan :: :: Comment / reply

RE: The plan is to keep the flat too

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Many congrats on the new job - oh the irony of working for a travel firm and then... not having to travel!

Go for it with the second property. I was surprised how easy it was for us to achieve this. We turned it all around within three months - that's finding a house, putting in a decent kitchen and bathroom in the old flat, finding tenants and then the big move itself.

All sounds like hard work, but you... just do it. We get a nice little profit each month from flat 1, plus in 15 years time when the mortgage is paid off, we sell for pure profit at an inflated price.

Greedy bastards, I know, but I earn peanuts during the day.

The hardest part is the first flat purchase. Then you've got equity to balance around. We're seriously looking at property number three ;)

:: 24 Jan :: :: Comment / reply

Wahey, good luck with flat number three!

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When I catch up with you and I am a landlord too, maybe I'll be able to make it along for one of these drinks.

Good that you're making a profit already on your flat, I heard that most small landlords don't break even on their buy to lets, but rely on the rises in the property market to balance it all out.

24 Jan :: :: Comment / reply